Insurance Services

RJA's Insurance Services

Gateley RJA provides specialist quantity surveying services to the insurance industry. We have a wealth of experience in the cost management of all insurance-related matters including:

Reinstatement Cost Assessments

We carry out professional, impartial assessments in accordance with the Royal Institution of Chartered Surveyors’ Guidelines. The assessment makes allowances for the full cost of reinstatement including: reconstructing the building; all external works; compliance with local authority requirements; the cost of removing debris; demolition of the building; the cost of professional fees; and VAT where applicable. The final Reinstatement Cost calculation will take into account the building’s size, age, construction, location and associated services and utilities.

Validation of contractor’s quotation and tenders

We regularly review contractors’ prices on behalf of Insurers and Loss Adjusters to ensure they are reasonable and in accordance with current market rates. This usually involves the measurement of quantities for all scheduled items and the application of suitable rates based on our industry experience.

Pricing schedules of work in order to agree a cash settlement

With some insurance claims there is a requirement for a cash settlement to be reached rather than the Insurer arranging for the repairs to be carried out. This can occur for instance if the Insured wants the building to be rebuilt to a different design or specification. In this instance, we calculate the cost if the building was to be repaired / rebuilt to the original scope so that a cash settlement can be agreed.

Expert witness role on disputed claims

We regularly provide Expert Witness services on insurance related claims. Expert evidence can be required on a variety of disputes involving construction projects. We act as Expert Witnesses to assist the court on the matters within our expertise across areas including quantity surveying, cost management, reinstatement cost assessments and project management. Our expert team of surveying specialists have extensive industry knowledge, combined years of experience, and an in-depth understanding of the construction industry.